Insurance
Benefits

Additional information for listed benefits can be found at My AFT.

Auto and Home Insurance


Provides protection for members' most valuable assets - their cars and homes. Benefits include special member discounts, convenient payment options and a deductible savings benefit for safe drivers.

Term Life

Designed to provide financial protection for your loved ones in the event of a premature death. New IFT/AFT members are entitled to $10,000 of coverage for one year at no cost.

Disability Income


Provides up to 60 percent of a member's monthly income in the event he or she is unable to work due to an accident or extended sickness.

Universal Life

If actively working, a member can obtain up to $150,000 of protection with no medical tests or health questions.

Catastrophic Major Medical Plan

To help avoid the financial hardships that accompany major illness and injury, this plan acts as an umbrella to supplement a member's basic health insurance by paying expenses not covered by his or her primary coverage or Medicare.

Long-Term Care

Maintains a member's financial freedom and gives flexibility in making to make choices in the event of a long-term illness or chronic condition.

Workplace Violence Insurance 


Members are automatically covered for $100,000 for the loss of life resulting from a felonious assault that occurs while at work or on a work assignment. This is provided at no cost to all IFT/AFT members.

Pet Insurance 


Protect your pet and reduce veterinary costs. Policies include coverage for older pets, accident-only coverage and more.

Pet Assure Veterinary Care Savings 


Members save 25 percent off their bill at participating veterinarians.

The AFT Benefit Trust has an expense reimbursement/endorsement arrangement with the providers of many of the products promoted on this page.