Additional information for listed benefits can be found at My AFT.
Legal Services
Members have access to a nationwide network of more than 2,000 law offices that offer free 30-minute consultations and discounted services.
Credit and Budget Counseling
Certified credit counselors are available 24 hours a day to help members with confidential financial guidance, free consumer credit counseling services and discounted debt management assistance.
Credit Card
The AFT MasterCard offers no annual fee, low–rate** balance transfers and 100 percent fraud protection.
"Save My Home" Hotline
A dedicated hotline staffed by HUD-trained counselors is available free to all members to discuss mortgage issues.
Mortgage Program
Home buying and refinancing is made easier and more affordable for members with competitive mortgage rates and special union-member protections.
** The interest rate a member receives is based on the member’s credit history.
The AFT Benefit Trust has an expense reimbursement/endorsement arrangement with the providers of many of the products promoted on this page.